Georgia Health Insurance Blog  

One of the most common Georgia health insurance plans in the market today is the PPO (Preferred Provider Organization) type of plan.  These plans have a lot of benefits.  However, look carefully at the provider network.  While you'll probably get some coverage for doctors who are outside of the plan's network of providers, you'll really save by using in-network doctors. A PPO Georgia health insurance plan can help you save money by cutting down on your out-of-pocket costs.  Seeing an in-network | Continue reading this entry »

With all of the commotion stemming from the ongoing health care debate and court battles challenging the constitutionality of the recently passed health care law, we are left to wonder if a solution to the widespread problem of increasing health care costs will ever be reached. Yet, for over 50 years, a little-known solution to this problem, hidden deep among many sections in the Internal Revenue Code, has remained seemingly dormant--the Health Reimbursement Arrangement (HRA). HRAs are employer-funded | Continue reading this entry »

A study conducted by Harvard University found that 50 percent of the bankruptcies in America were the result of critical illnesses and over 75 percent of those folks had health insurance at the onset.  So let me ask you, do you think Georgia health insurance is enough when you’re diagnosed with a critical illness? While advances in medical science have significantly improved your chances of surviving a heart attack, cancer, stroke or other critical illness, the fact remains that 75 percent | Continue reading this entry »

While people pick up flowers and edible arrangements for Mother’s Day gifts, good health remains the best gift of all.  Too many women lack medical care for pregnancy, including a doctor and hospital they trust.  Of the women who give birth in our country each year, about 60 percent are helped by a health center or a similar program.  With the U.S. ranking 47th among industrialized nations for infant mortality, Georgia health insurance can do more to keep moms and their babies healthy and well. Health | Continue reading this entry »

Are you tired of listening to the sales pitch of insurance agents who use highly technical terms that confuse you?  Comparing Georgia life insurance quotes can be made without the hassle of spending most of your day talking to various insurance agents over the phone.  You may simply do it online.  It’s hassle-free and fast. When comparing, you have to know that there are different types of life insurance policies.  The most popular one nowadays is term insurance.  Term insurance provides | Continue reading this entry »

Some people are paying a huge amount of money just for their prescriptions.  It is true that not all Georgia health insurance plans provide coverage for medication.  However, that doesn’t mean you have to pay outrageous out-of-pocket expenses.  There are other ways to reduce the cost of refilling your prescriptions. You can check the Prescription Wizard online to find the lowest price for your prescriptions in your area.  You may not realize it, but comparing prices on your medication can | Continue reading this entry »

It can’t be denied that the cost of Georgia health insurance is on the rise.  People are switching to get the best premium price with minimal out-of-pocket expenses.  The lowest price, however, may not be the best value.  Understanding the policy's exclusions, limits and maximums is essential to get the best deal on health care. Health insurance for Georgia may have an annual limit that could make your coverage lower than you expect.  Some plans don't cover outpatient costs or prescription | Continue reading this entry »

If the Affordable Care Act survives the Supreme Court and is not repealed as most states wish, it could undermine the recovery of American jobs. Some employer-provided Georgia health insurance plans might just become a thing of the past.  "Companies will face disincentives to hiring and will be encouraged to move more workers from full-time to part-time in order to bypass some of the law's most harmful measures," says Diana Furchtgott-Roth, a senior fellow with the Manhattan Institute. Businesses | Continue reading this entry »

Georgia is one of the states that mandate the coverage of autism in individual Georgia health insurance policies. Parents of children with autism lauded Gov. Jerry Brown’s decision to sign into law a bill that requires health insurers to cover behavioral health treatments for their kids, but questions linger about the therapy and whether the coverage will continue after the main provisions of the federal health law go into effect in 2014. The law, Senate Bill 946, will be in effect only from | Continue reading this entry »

The fact is once you have a medical condition it can increase your premiums in an instant.  If you have a pre-existing condition, expect to see higher Georgia health insurance rates compared to those with a clean bill of health.  As for most states, the result of medical underwriting depends upon your age and your current medical condition. Georgia residents with a pre-existing condition may even fail to get GA health insurance coverage.  But, they need not worry since if found eligible they | Continue reading this entry »